An insurance company owned by its policyholders

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Brant Mutual Insurance Company is 100% owned by its policyholders. Since we are a Mutual company, we do not have any shareholders. If you are a policyholder then you are an EQUAL owner and you elect our Board of Directors.

As a Mutual, our revenues are used to pay claims, administer the business, pay regulatory fees, taxes and maintain an adequate reserve fund (surplus) for difficult years. Revenues are put back in the company so we can continue to offer competitive rates and to better serve our valued customers.

Financial stability is essential for Ontario Insurance companies. We only write business in Ontario and we are well insulated from the risk situations around the globe. We are part of the Ontario Mutuals Guarantee Fund. The unique Guarantee Fund is the pooled resources of more than 40 Ontario Mutual Insurance Companies all of which have, like us, been serving Policyholders for well over 100 years and have a surplus close to $800 million.